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Josephine is a widow having two children. She works hard in order to earn a living. It's been nine years since her husband died due to stroke. Josephine's situation pushes her to strive hard for her family's welfare.

Josephine inherited her one hectare of farmland from her parents. She is really grateful because she can manage her farming business smoothly. Since she's the only breadwinner of the family, Josephine is in need of additional capital amounting to 20,000 PHP which will be use to buy fertilizer and for payment of hired laborers who will perform some farming activities. She hopes that she could get this loan amount so she can produce better yields which enables her to attain her goal in life and so with her business.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 342
    View loans »
    Philippines Loans Fundraising
  • $65,961,850
    Funds lent in using Kiva
  • 41.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Josephine to buy fertilizer and pay for labor cost of transplanting her farmland.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Dec 13, 2012
Jan 1, 2013
Currency Exchange Loss:
Apr 29, 2013