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Henalisha is engaged in the activity of selling milk and milk products in her house. She has two cows in her herd. She has been involved in this activity for the past few years. She sells 9 litres of milk daily at the rate of 20 INR per litre.

Henalisha is a 30-year-old differently-able lady living with her parents in a village named Jajpur of Odisha, India. She does not want to be a burden on her father so she started to sell milk in her house and assists her father financially.

Henalisha has requested a loan amount of 30,000 INR for purchasing more cows. She says that doing so will let her increase her customers and then she can supply milk in large amounts. She also wants to repair the cattle shed.

She has a dream to give a better living standard to her family and save some money for future misfortunes.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 90
    View loans »
    India Loans Fundraising
  • $6,748,700
    Funds lent in using Kiva
  • 55.0
    India Rupees (INR) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Henalisha to pay for purchasing more cows and renovate the cattle shed.
100% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Dec 22, 2012
Dec 26, 2012
Currency Exchange Loss:
May 13, 2016