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Amílcar is 34 years old and lives with his wife and children. He is a farmer and raises the basic grains; corn and beans. He also has a small plot where he raises loroco. He does this every year; plants the seeds, harvests the crop, sells part of it and uses the rest for personal consumption. This is how he earns a living and it’s important to mention that this is his main source of income.

Amílcar is known for being a hardworking, honest, and responsible man. Many people provide him with good references and they trust in the products he sells. He decided to approach INTEGRAL to ask for a loan that will allow him to buy supplies, such as seeds, insecticides, compost, pesticides, and other things. In this way he can continue cultivating the land to harvest the basic grains that allow him to provide the daily bread for his home. He has faith in God almighty that he will obtain good results and that he will be able to achieve his dream of improving his family’s quality of life.
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Amílcar de 34 años de edad vive junto a su esposa y sus hijos. Se dedica al cultivo y comercio de granos básicos como: maíz y frijoles y una pequeña parcela de loroco. Cada año repite esta actividad, siembra la semilla, saca la cosecha y por ultimo pone a la venta una parte y la otra la deja para consumo. Es así como se gana la vida y es importante mencionar que es su principal fuente de ingresos. Amílcar se caracteriza por ser un hombre trabajador, honrado y muy responsable. Muchas personas dan buenas referencias de él y confían en el producto que comercializa. Ha tomado la decisión de acercarse a esta institución, INTEGRAL, para solicitar este crédito el cual le permita comprar los principales insumos agrícolas como: semillas, insecticidas, abonos, pesticidas entre otros. Y así continuar cultivando la tierra para cosechar los principales granos básicos que le permiten llevar el pan de cada día a su hogar. Confía en Dios todo poderoso que obtendrá resultados favorables y podrá lograr su sueño de mejorar su calidad de vida y la de su familia.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 464
    View loans »
    El Salvador Loans Fundraising
  • $31,326,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $350 helped Amilcar to buy farming supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Dec 13, 2012
Dec 25, 2012
Currency Exchange Loss:
Jan 25, 2014