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Andres Cecilio
Andrés is 34 years old and lives with his family; his wife and children. He is a visionary man, always known for being a good son, father, and husband. He’s an example because his desire to get ahead has always been high and he is very responsible, honest and enterprising. He is a farmer and has done this with lots of hard work and dedication. Andres wants to buy supplies so that he can continue selling his watermelons. He does not want them to be ruined because he does not have what he needs to raise them, so he has approached INTEGRAL to request a loan. He will use the money to buy fertilizers, pesticides, and other things. He hopes that he will get the assistance he is requesting. He comes with good credit references and expects to be able to pay off the loan ahead of schedule.
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Andrés de 34 años de edad vive junto a su familia su esposa y sus hijos. Es un hombre visionario que siempre se ha caracterizado por ser un hijo, un padre y esposo ejemplar que sus deseos de superación siempre han sido altos, siendo responsable, honesto, humilde, trabajador y muy emprendedor. Se dedica al cultivo de la sandía y esta es su principal fuente de ingreso desde hace varios años se ha dedicado a esta actividad y lo hace con esfuerzo y dedicación. Andrés desea comprar insumos para seguir comercializando sus sandias y que no se le arruinen por no tener lo necesario para cultivarlos es por eso que ha tomado la iniciativa de acercarse a INTEGRAL para solicitar un crédito y comprar insumos como: Abonos, Fertilizantes, Pesticidas u otros. Espera que la ayuda que solicita se le sea dada ya que cuenta con buenas referencias de pagos y espera saldar la deuda antes de lo previsto.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 491
    View loans »
    El Salvador Loans Fundraising
  • $31,339,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Andres Cecilio to buy farming supplies.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
At end of term
Dec 17, 2012
Dec 25, 2012
Currency Exchange Loss:
Apr 19, 2013