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Angel Leonel
Angel is 36 years old and lives in a home of his own with his wife. Angel grows basic grains such as corn and beans and this is his main source of income. He has done this for a long time and this is how he earns an honest living. He is a responsible, honest man, dedicated to his work. He is well known by his neighbors, who provide him with good work and personal references. He does this every year, is humble and of limited resources and not able to have another type of work or business. This year, as in the past, he decided to cultivate the land now that the planting season is approaching. He wants to be prepared with the necessary farming supplies so he can grow the basic grains. He has requested this loan through INTEGRAL because he doesn’t have the financial resources he needs to make this investment. He will use the money from this loan to buy farming supplies, such as seeds, fertilizers, insecticides, etc. In this way he can grow this year’s basic grains so he can provide his family with their daily bread.
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Ángel de 36 años de edad y habita en casa de su propiedad junto con su familia. Ángel se dedica al cultivo de granos básicos como: maíz, frijoles siendo esta su principal fuente de ingresos, Ha realizado esta actividad por mucho tiempo y es así como se gana la vida honradamente. Él es un hombre muy responsable, honesto y dedicado en su trabajo. Es muy conocido por sus vecinos los cuales dan buenas referencias de su trabajo como de su persona. Cada año repite está actividad ya que es una persona muy humilde y de escasos recursos el cual no puede tener otro tipo de negocio o trabajo. Este año al igual que los anteriores ha decidido cultivar la tierra y ya que la temporada de siembra está cerca él quiere estar preparado con los insumos agrícolas necesarios para cosechar los principales granos básicos. Esta es la razón por la cual solicita este crédito a esta institución, INTEGRAL, ya que no cuenta con los recursos económicos necesarios para realizar la inversión. El crédito lo invertirá en la compra de insumos agrícolas como: semillas, abonos, insecticidas, etc. De esta forma espera lograr cultivar los principales granos básicos de este año para poder llevar el pan de cada día a su familia.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 731
    View loans »
    El Salvador Loans Fundraising
  • $29,708,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Angel Leonel to buy farming supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Dec 20, 2012
Dec 25, 2012
Currency Exchange Loss:
Jan 25, 2014