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Lernik lives in a small village in the Masis region with his wife and son. Lernik has six mother pigs and 45 piglets. Together with his wife, Lernik also grows peaches, pears, apples, apricots and plums. He is a very hardworking person and does his best in order to get good harvests and improve his family's living conditions.
But, unfortunately, his barn is very old and needs to be renovated. So Lernik has applied for this loan to renovate the barn. This will help him to increase his livestock and grow his income.
With the help of this loan, Lernik will also purchase forage for his livestock.
The loan is very important for Lernik to renovate the barn and increase his income.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 177
    View loans »
    Armenia Loans Fundraising
  • $17,065,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Lernik to pay for the renovation of his barn and buy forage for his livestock.
100% repaid
Repayment Term
31 months (Additional Information)
Repayment Schedule
Dec 12, 2012
Dec 25, 2012
Currency Exchange Loss:
Mar 18, 2014