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Zuhro is full of energy and new ideas. She is always striving to innovate. Zuhro is married, but they have no children yet. Her husband is a very decent man, but he never has any luck. Everything that he starts just ends badly. Zuhro decided to help her husband for the family's well-being. With this goal in mind, she studied in a course called "Attain Success" that is put on by the Association of Business Women, and she received her graduation certificate.

Zuhro wants to start a business making and selling hamburgers, hotdogs, and bakery items. The business will be centrally located, where there a lot of people and demand is high for such foods. Zuhro plans to use the profits from her business to improve her living conditions. She is requesting a loan of 3,000 somoni (TJS) to buy a microwave oven in oder to start her new business. She is relying on your kindness.
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Зухро полна энергия и новых идей. Она всегда старается новшеству. Она замужем, но еще не имеет детей. Ее муж очень добрый человек, но не везучий. Все, что он начинает, все идет напролом. Зухро решила помочь мужу для благо получения семьи. С такой целью она обучилась в курсе «Добейся успеха» организованный Ассоциация Деловых Женщин и получила сертификат.

Она хочет организовать бизнес изготовлением и продажей гамбургеров, хот-догов и другого булочного изделия. Она будет реализовать свой бизнес на центре своего района, так как там много народа и спрос на этот тип продукции очень много. От полученного дохода она планирует улучшить условию проживания. Она запрашивает займ на сумму 3000 сомони для покупки микроволновки, чтобы организовать новый бизнес. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 202
    View loans »
    Tajikistan Loans Fundraising
  • $31,100,325
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Zuhro to buy a microwave for starting a new business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 20, 2012
Jan 7, 2013
Currency Exchange Loss:
Jan 18, 2014