Ernestine operates a grocery store. This she has done for five years. The items in her grocery shop are milk, Milo, canned fish, canned tomatoes, different kinds of drinks, biscuits, toffees, powdered milk and others. She is married to a farmer and has six dependents. Ernestine uses her income to support her husband, paying their children’s school fees. She will use her loan to purchase a greater variety of grocery items, to satisfy her customers. With the new profit, Ernestine plans to expand her business.