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Anya runs a farm where she grows a large variety of fruits and vegetables. She keeps a greenhouse where strawberries are grown. Anya also owns a plot of land where she grows apricot, peach, and plum trees. Anya lives with her husband and two children in Ararat region. Agriculture is the only source of income for this family and it helps them to have stable income the whole year.

Unfortunately, Anya's greenhouse is very old and needs to be repaired. She has applied for the loan to renovate the greenhouse and buy a polyethylene cover for it. This will help her to cultivate more vegetables and get high income. Additional money from the loan will be spent on buying vegetable seeds. This will enable Anya to make cultivation and gather good harvest. The loan is very important for Anya to get high income and ensure a better life for her family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 175
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Anya to pay for polyethylene cover for the greenhouse, renovation of the greenhouse and seeds.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 14, 2012
Dec 24, 2012
Currency Exchange Loss:
Jan 17, 2015