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Mirzali is 44 years old and lives with his wife and three teenage children. He is a home-repair worker, but the main income of the family is from an agriculture business. For more than 21 years, he has run an agricultural business which includes cattle and milk cows, whose milk they use to make cheese and butter to sell.

Mirzali is a very hard-working and responsible man. He is requesting a loan to buy construction materials. He will make repairs at his house himself. He needs a loan of 1,400 AZN (Azerbaijani New Manat). This will increase the family's moral sentiment and allow them to improve their living conditions. Mirzali is grateful for your support.

Additional Information

About VisionFund AzerCredit:

Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.

While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.

AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Azerbaijan

  • $10,800
    Average annual income
  • 27
    View loans »
    Azerbaijan Loans Fundraising
  • $14,860,125
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,800 helped Mirzali to buy construction materials to make repairs at his house himself.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 7, 2012
Dec 24, 2012
Currency Exchange Loss:
Jan 15, 2013