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Ngayma Dioula's Group
In this Group: Ngayma Dioula, Diarra, Soda, Gade, Fama, Ngone, Maguette, Penda, Dial, Mously, Aminata, Sokhna, Khady, Maty, Awa, Bouthie, Saye, Ndieme, Astou, Maguette
This group is part of a Banc Villageois created on February 7, 2001. It is made up of 20 members who get along well and strongly support each other as a group.

Fama, age 49, is standing on the right-hand side of the photo and raising her hand. She is married and the mother of seven children (four boys and three girls).

The loan she received allows her to continue her vegetable business and to buy:

- 45 kg of carrots at a price of 400 francs per kilo (resale price: 600 francs per kilo),
- four bags of cabbage at a price of 12,500 francs per bag (resale price: 18,000 francs),
- two twenty-kilo bags of onions at a price of 7,500 francs per bag (resale price: 8,000 francs),
- three 40-kilo bags of potatoes at a price of 11,000 francs (resale price: 16,000 francs).

Profits will be reinvested and used to bolster her savings.
View original language description ↓
Le banc villageois dont fait partie ce groupe a été crée le 07 Février 2001. Il est composé de 20 membres qui vivent en bonne entente et développent une bonne solidarité de groupe.
Debout à droite de la photo et levant la main, Fama est âgée de 49 ans, elle est mariée et mère de 07 enfants dont 4 garçons et 03 filles.
Le prêt reçu lui permet de continuer son activité commerciale, la vente de légumes. Elle achète 45 kg de carottes à raison de 400f le kg pour revendre à 600f, 04 sacs de choux,le sac à 12500f ce qui lui revient à 18000f, 02 sacs d'oignons de 20 kg à raison de 7500f le sac pour le revendre à 8000f, 03 sacs de patate de 40kg à 11000f, qu'elle revende à 16000f.
Les bénéfices lui permettront de renforcer ses épargnes et d'investir.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 5
    View loans »
    Senegal Loans Fundraising
  • $15,175,275
    Funds lent in using Kiva
  • 497.5
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Ngayma Dioula's Group's $5,850 loan helped a member to buy 45 kg of carrots, 4 bags of cabbage, 2 twenty-kilo bags of onions and 3 bags of potatoes.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Dec 5, 2012
Jan 1, 2013
Currency Exchange Loss:
Jul 17, 2013