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Pov's Group
In this Group: Pov, Saem
Residing in a local village from Battambang Province’s Moung Russey district, Pov is married and has four children. He and his wife provide for the rest of their family, especially their children, through growing paddy rice and sesame. He is able to earn up to 18,900 KHR per day from his current business that he has been with for 15 years. In a group of two, Pov is a fourth loan cycle client, and his co-borrower is a fifth loan cycle client with VisionFund, Kiva’s partner. The past three loans, which he has fully paid back, have provided a sufficient capital for continuing the sustainability of his crop husbandry. Now, he and his group member are seeking loans in the amount of 1,400,000 KHR each to support their businesses. Pov is going to use his portion to pay for his harvesting fees. He does believe that he will gain a good yield again and increase his income for his family’s sake.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 203
    View loans »
    Cambodia Loans Fundraising
  • $39,964,575
    Funds lent in using Kiva
  • 4,000.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Pov's Group's $700 loan helped a member to pay for harvesting fees.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 24, 2012
Feb 1, 2013
Currency Exchange Loss:
Dec 17, 2013