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Saran's Group
In this Group: Saran, Sopheak
Saran is the leader of Saran's Group. A rural villager from Battambang Province’s Moung Russey district, Saran is 44 years old and married. She has five children whom she needs to support since they are still in school. To tackle the daily cost of living, she does crop husbandry (rice-farming) on 3.5 hectares of farmland. She has done this for 13 years and it has returned income of about KHR 26,300 per day.

Three loan cycles ago was her original loan with VisionFund Cambodia, Kiva’s partner. She has used her loans in a smart way, promptly supporting her business and obtaining a better standard of living.

Now, Saran and her co-borrower have formed a group of two (Saran's Group), to apply for a new loan from VisionFund Cambodia since they are in need of working capital for their businesses. Each of them is seeking a loan of KHR 1,400,000 (collectively, KHR 2,800,000).

As the leader, Saran is going to use her portion to pay for labor that helps her harvest her rice paddy. She expects to gain more profit from her business, so she can increase her income for the sake of her children’s education.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 51
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,000.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Saran's Group's $700 loan helped a member to pay for labor that will assist her in harvesting her rice crop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 24, 2012
Feb 1, 2013
Currency Exchange Loss:
Dec 17, 2013