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Utkirjon lives in the Shahrituz region. He is 26 years old and married. He has a secondary-level education. He is refitting a new commercial space, which he himself built, to be used as a store. Utkirjon intends to open a modest-sized grocery store.

He is taking out this loan to buy grocery items in oder to open his own store and start his business.
View original language description ↓
Уткиржон проживает в районе Шахритус. Ему 26 лет. Он женат. Образование у Уткиржона среднее. Он ремонтирует новое помещение под магазин, которую сам построил. Уткиржон намерен открыть небольшой продуктовый магазин. Он берет кредит для приобретения продуктов питания, чтобы открыть собственный магазин и начать свой бизнес.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 218
    View loans »
    Tajikistan Loans Fundraising
  • $31,059,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Utkirjon to buy grocery items.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Nov 30, 2012
Dec 24, 2012
Currency Exchange Loss:
May 17, 2014