A loan of $2,000 helped to purchase a car for her husband to use as a taxi.


Mariami's story

Mariami lives in the village of Nasaguri, near Georgia's capital city. She is 49 years old and lives with her husband, grown son, daughter-in-law, and an infant grandchild. The main source of income for the family is an agricultural business - a small poultry farm. In addition, Mariami works as a nurse and gets a small monthly salary. Her son and husband are employed by a private construction company as workers and they help the family financially as well, but the total income is hardly enough for food for the five of them. Mariami and her husband have decided to start a new business as their existing income isn't enough for the family, and their living conditions are poor. Her loan request was approved under the framework of a new joint initiative between Kiva and Credo. The start-up loan program envisages the provision of business start-up and re-startup credits with easy conditions for the country's rural poor, who do not have access to such credit products as they are regarded as “high risk borrowers”. With the loan, Mariami will purchase a car, and her husband will become a taxi driver. The income of the family will increase, and they will be able to improve their living conditions. They will have enough income to access general credit when the need arises.



Loan details


Lenders and lending teams



Loan details