A loan of $1,375 helped to buy pants, blouses, t-shirts, and children's clothing.

Gissela Cesibel's story

La Sirena Communal Bank meets every two weeks in the La Sirena neighborhood of Manta, a city known for its nice beaches that people visit year round and for being an incomparably beautiful city with a lot of tourist attractions.

This is where Gissela lives. She's 23 years old and is in a common-law relationship from which she has two children, ages 4 and 9 months. Her husband works in a construction company.

Gissela sells clothing via catalogue so she can have her own income and be able to pay for her expenses and help at home. She sells door-to-door three or four days a week in the morning. It's easier for her to make her rounds in the morning because her mother takes care of her children, who are very young. She has been doing this job for almost a year. She started it with the first loan she received from the bank, which helps her improve her life.

She's going to use this loan to buy more merchandise such as pants, blouses, t-shirts, and children's clothing because the Christmas and New Year season is approaching and her sales improve. She has been with the communal bank for three loan cycles and she likes it because she used it to start her business, which makes her feel independent.

Her dream is to have her own house because where she lives is rented.

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Translated from Spanish by Kiva volunteer Catharine Wall

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