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Virgen Del Rosario De San Sebastian Group
In this Group: Sabina, Hilda, Dedicacion, Felipa, Guido, Roberto, Lourdes, Marleni*, Rosmil Edson*, Margarita
* not pictured

Update on Virgen Del Rosario De San Sebastian Group

The members belong to the communal bank VIRGEN DEL ROSARIO DE SAN SEBASTIAN. This bank is located in the district of Wanchaq, belonging to the province of Cusco and in the subdivision department of Cusco.

The featured member is Dedicación. She lives with her partner, is thirty-eight years old, and has three children. Her daily activities in her business include the selling of spare car parts. She has a good time in her business and everything is going well thanks to the determination she brings each day to her business.

She sells silicone parts for cars, like windshields and rearview mirrors, among others. She works together with her partner, feeling that in this way she is able to move forward with her family.

She requests a loan to buy windshields for her business.

The other members make a living in livestock farming, making furniture, carpentry, selling artisan crafts, pastries, selling cheeses, and offering taxi services. The group members that appear in the thumbnail photos asked permission to arrive late to the meeting due to their work schedules.

Dedicación gives thanks to those who are part of her dream through this medium and promises to comply with the payments in the prescribed timeframe.
View original language description ↓
Los socios pertenecen al banco comunal “VIRGEN DEL ROSARIO DE SAN SEBASTIAN”; Este banco se ubicado en el distrito de Wanchaq, perteneciente a la provincia Cusco y departamento de Cusco.

La socia es la Sra. Dedicación ella es conviviente y tiene 38 años y tiene 3 hijos; La socia alterna sus actividades diarias con el negocio de venta de repuestos de carros, la socia lleva buen tiempo en este negocio el cual le va bien gracias al empeño que le pone cada día a su negocio, la socia vende lo que son siliconas para autos, parabrisas, retrovisores entre otros, la socia trabaja conjuntamente con su pareja siendo de esta forma que la socia saca adelante a su familia.

La socia solicita el crédito para la compra de parabrisas para su negocio.

Los otros socios se dedican a la ganadería, mueblería, carpintería, venta de artesanía, confeccion, venta de quesos, brindando el servicio de taxi.
Los socios que salen adjuntos en la foto pidieron permiso para llegar tarde a la reunion por motivos de trabajo.
La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Previous Loan Details

The member belongs to the communal bank VIRGEN DEL ROSARIO DE SAN SEBASTIAN, which is located in the district of Wanchaq in Cusco province, Cusco department. Felipa, 40, is married and has a son. Her daily activities include making handicrafts and weavings such as sweaters, shawls, gloves, hats, ... More from Virgen Del Rosario De San Sebastian Group's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 44
    View loans »
    Peru Loans Fundraising
  • $64,381,600
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Virgen Del Rosario De San Sebastian Group's $4,800 loan helped a member to buy windshields for her business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 26, 2012
Jan 1, 2013
Currency Exchange Loss:
Apr 17, 2013