A loan of $450 helped to buy clothing and underwear.

Elvira's story

Elvira, 36, makes a living selling a variety of merchandise through specialized product catalogs with which she's affiliated. She has two years of experience, dating from when she needed to support the household expenses and achieve greater well-being, especially for her mother in her old age. The products she sells most are clothing and underwear, her specialties. Her customers are her neighbors, family members, and friends, in addition to referrals from them.

She makes her purchases in cash and sells mainly on credit. She usually makes her purchases once she is repaid. When volume is up such as at the end of the year, though, her greatest challenge is to have sufficient working capital to fulfill her customers' orders, sell more, and earn a lot more.

This is why she's applying for a Kiva loan, her first financing from Fundación Mario Santo Domingo. She's going to buy underwear and clothing, which are her main orders because her customers and their families want to look elegant when they celebrate Christmas and New Year, which are approaching.

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Translated from Spanish by Kiva volunteer Catharine Wall

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