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The member belongs to the communal bank "Munay Soncco" located in the district of San Jeronimo in the province and department of Cusco.

The member Julia is 26 years old, has two children and is in a committed relationship. She alternates her daily activities with the business of selling construction materials such as cement, small blocks, and bricks among other items. She has had this business for years and it is going well for her, thanks to the dedication she shows to her business every day. The member is a responsible person and in this way gets her family ahead.

The photograph was taken of the member and one of her daughters. The member is seeking the loan to purchase cement for her business. She feels grateful for the loan she has been given and promises to make the required payments.
View original language description ↓
La socia pertenece al banco comunal MUNAY SONCCO, el banco está ubicado en el distrito de San Jerónimo en la provincia de Cusco y departamento de Cusco.
La socia Julia tiene 26 años de edad, 02 hijos y es conviviente, la socia alterna sus actividades diarias con el negocio de venta de materiales de construcción como cemento, bloquetas, ladrillos entre otros, la socia lleva años en este negocio el cual le va bien gracias al empeño que le pone cada día su negocio, la socia es una persona responsable siendo de esta forma que la socia saca adelante a su familia.
La socia sale en la foto con una de sus hijas.
La socia solicita el crédito para la compra de cemento para su negocio.
La socia se siente agradecida por el crédito otorgado y se compromete a cumplir con sus cuotas establecidas.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 36
    View loans »
    Peru Loans Fundraising
  • $64,328,875
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Julia to purchase cement for her business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 22, 2012
Jan 1, 2013
Currency Exchange Loss:
Apr 17, 2013