A loan of $6,675 helped a member to purchase sunflower seeds and ice cream.

Las Brisas Group's story

This communal bank, called Las Brisas, is made up of 21 entrepreneurs who are involved in different businesses, such as the sale of clothing, homemade bread, “mote con huesillo” (a traditional Chilean summer-time drink), hairdressing, home product sales and services, among others. All of the members come from the city of Talca.

Monica is the member of the communal bank who is seen standing in the middle of the photo, dressed in a beige top and blue jeans and holding a black purse. She has dark chestnut hair, which she wears loose.

Monica has been selling ice cream and “semillas de maravilla” (sunflower seeds), She works at home from Mondays to Sundays, preferably in the afternoons. She buys the merchandise she needs from distributors who specialize in selling ice cream wholesale at a low cost, so that it is economically feasible. She will use the loan to purchase sunflower seeds and ice cream.

One of Monica’s goals is to expand her business day by day and to have a larger place where she can comfortably wait on her customers and increase her sales.

Monica lives with her husband and two children, who are 16 and 9 years old. Her dreams relative to her business are to have a larger venue and with regard to her family are to provide a good life for her children. She is very happy and grateful for the opportunity that Fondo Esperanza is giving her to invest in her business.

Monica notes that she has very good communication with the members of her communal bank and that the training workshops have helped her learn new sales strategies and bookkeeping.

Talca is part of the Maule region, located in the center of the country. It constitutes the administrative, economical and cultural center of the region and is the most important city of Chile’s Valle Central. In Chile, Talca is referred to in the curious phrase: “Talca, Paris and London.” Some say that the phrase is a derivation of the saying, originally in English, that “Talca is like London” because of the abundant fog that frequently covers the city in the winter, similar to the capital of the United Kingdom.

In this group: Monica, Yessica, Sandra, Luz, Marisol, Gloria, Claudia, Olga, Gloria, Marisol, Margarita, Karen, Valeska, Nancy, Graciela, Carolina, Cristina, Ingrid, Bernardita, Manuel, Gloria

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Translated from Spanish by Kiva volunteer Diane Chaney

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