A loan of $3,300 helped a member to buy kilos of chocolates, food coloring, flavorings, decorative boxes and liquor.

Mujeres De Esfuerzo Group's story

This communal bank is called “Mujeres de Esfuerzo.” It is made up of 18 entrepreneurs who work in different areas, among which are: bakery items, clothing sales, food sales, jewelry catalog sales, sweets, and other various services. They are all residents of the city of Coronel.

Viviana, a member of the communal bank, can be found in the photo sitting in the second row, in the first place from right to left, seen wearing the dark colored t-shirt with pink decoration, her brown hair held back, and wearing gray loop earrings.

She has been selling chocolate for four years. She comments that she works at home three days a week and sometimes the weekend and her distribution schedule is according to the availability as the chocolates and bonbons are handmade and made to order.

The necessary merchandise and supplies are bought in the city of Concepción from distributors that specialize in selling chocolates and handmade garnishes at a low cost, thus making it economically feasible. With the loan she will buy chocolates, food coloring, flavorings, decorative boxes and liquor.

One of Viviana’s goals is to specialize in the study of gastronomy in order to satisfy the needs of her customers and by doing this have a better life with her family. Viviana lives with her parents and a brother. Her personal goal is to grow very day in her field as an entrepreneur and on a family level that her family has all they need.

She is very happy and grateful for the opportunity provided by Fondo Esperanza to invest in her business. She says that the training has been essential for her business and also to her personal development, as she has learned to organize and allocate her profits and investments better.

Coronel is a close-knit community in the south of Chile, near the city of Concepción, in the Biobío region. It has an economy based on services, forestry, and agriculture. It also has an important tradition of coal mining, which no longer takes place, and the coal mine is now a mining museum known as “Chiflón Puchoco.”

In this group: Viviana, Maria, Elba, Viviana, Geraldine, Myriam, Marcela, Marta, Evelyn, Lidia, Maria, Olga, Sandra, Barbara, Maria, Nilda, Andrea, Carmen

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Translated from Spanish by Kiva volunteer Gail LeGrand

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