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Uhuru Group
In this Group: Julias, Reconciliator, Bitumi, Basilisa, Julieth, Frola, Mwanaidi, Zakia, Judith, Upendo
Julius,who is in his mid 40s, is single with a son who goes to school. For one year, Julius has been earning a living by managing a business selling charcoal. He is doing fine. He works from 6am to 7pm daily, and he is able to earn a fair monthly profit.

This will be his second loan from Tujijenge Tanzania. He used the previous loan to increase his sacks of charcoal and has paid back his loan successfully. He is requesting a loan that he wants to use to buy more sacks of charcoal to resell to more customers. His dream is to one day be able to buy a plot of land, where he expects to build a house in the future.

Julius will share this loan with his loan group, "UHURU", which totals ten members. The members of the group will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 25
    View loans »
    Tanzania Loans Fundraising
  • $16,200,775
    Funds lent in using Kiva
  • 1,583.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Uhuru Group's $3,325 loan helped a member to buy more sacks of charcoal to resell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 19, 2012
Jan 1, 2013
Currency Exchange Loss:
May 17, 2013