John D. lives in Ground Bassa County, which is a productive county when it comes to fishing and planting rubber, especially the lower part (Compound #3). He is 37 years old, a high school graduate, and has been managing his business since 2006. He has been successful with his business, which has enabled him to buy a piece of land and build a shop. Since his demand is increasing, he is requesting a loan to buy more fashionable clothes, rice by the bag, soft drinks by the crate, Argo-oil by the gallon, etc. to meet his customer's demands. His passion has increased over the years because his shop is the shopping place for the people of Compound #3. His customers really appreciate his business, because the distance from the capital city of Ground Bassa County to Compound #3 is about 77 km long. His belief is that hard work will bring success. He has two children, and they are three and six years old. They are in school and live with him. He adopted his beliefs and business management skills from his parents. In the near future, he would like to see his children graduate from college and manage their own businesses.