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Shota is from a small village in the Khashuri district. He is 28 years old, single and lives with his sister, brother and parents. Shota and his brother are electricians and receive small monthly salaries. The family is involved in an agricultural business. In particular, Shota runs a small dairy farm; he has a calf and two milking cows, whose milk is used in cheese products. In addition, he grows maize and haricots on the family-owned land. The harvested products, as well as the cheese, are sold at the local open market. Shota is a very hard-working man, with a rich work experience. He has applied for this loan to increase his cattle numbers. With the requested loan he plans to purchase an additional milking cow. This will allow Shota to produce more milk for his dairy and increase sales. This will give him an opportunity to improve his family's living conditions. Shota awaits your support.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 46
    View loans »
    Georgia Loans Fundraising
  • $8,648,750
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Shota to purchase a milking cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 11, 2012
Dec 22, 2012
Currency Exchange Loss:
Nov 18, 2013