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Kujtim is 23 and married. He is the father of 4 children. His wife is a housewife. Kujtim works at a water supply company with a very low salary. They live under extremely poor and unhealthy conditions. Kujtim’s family always feels cold and gets sick in winter due to the cold weather conditions. This is primarily because they have a serious problem with their home's windows and doors. His house needs an urgent renovation to improve the insulation so the family can live a healthy and normal life.

Kujtim is requesting a loan to renovate his house and to do the insulation of the house. He hopes this loan will improve the health of his family. Kujtim is very grateful to Kiva lenders for improving the family's conditions and standard of living!

Additional Information

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Kosovo

  • $7,600
    Average annual income
  • 22
    View loans »
    Kosovo Loans Fundraising
  • $2,068,175
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Kujtim to renovate his house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 18, 2012
Dec 22, 2012
Currency Exchange Loss:
Dec 17, 2013