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Nora, 28 years old, lives in Georgia's Khashuri district. She shares her home with her husband, mother-in-law and 10-year-old daughter. Nora’s mother-in-law is a pensioner. The family earns a living by running a small dairy farm. Nora makes cheese with their cow's milk and sells it at the local open market. The family grows different kinds of vegetables on their land. Nora works hard to set aside some savings and to improve her family's living conditions.

Nora is requesting this loan to buy an additional cow so that she can produce and sell more cheese and earn a greater profit. She will use these profits to invest in her business and to provide her family with a better life.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 41
    View loans »
    Georgia Loans Fundraising
  • $8,578,400
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Nora to purchase a milk cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 20, 2012
Dec 22, 2012
Currency Exchange Loss:
Feb 15, 2013