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Saima's Group
In this Group: Saima, Arab, Nazeeran, Razia, Shakeela, Parveen
Saima is a 32-year-old very hard working and talented woman. She is a mother of 2 sons and 2 daughters. Her husband is a taxi driver. One daughter is studying in 9th class while the other one is in the 7th class. Both of her sons are less than 5 years old.

Saima has been running a beauty parlor for the past two years. She has gotten a lot of appreciation through her work. She is very talented and knows the art of makeup very well. People prefer her services for bridal makeup. She makes enough to support her family well.

Due to an increase in the number of customers, she requires more beauty products such as makeup kits, hair dryers, facial products etc. For this, she has requested a loan from Kiva's partner BRAC Pakistan to meet the requirements of her parlor, which ultimately helps her in generating more income.

Saima desires to expand her parlor and intends to spend part of her income on the improvement of her house.

Note: In the picture Saima holds a pass book in her hand.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 264
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 97.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Saima's Group's $1,275 loan helped a member to purchase beauty products such as hair dryers, makeup kits etc for her beauty salon.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 20, 2012
Dec 22, 2012
Currency Exchange Loss:
Nov 17, 2013