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Zhora is a teacher in the secondary school of Gandzaqar village. He lives with his mother and wife. As his monthly salary isn't enough to cover his family's basic needs, Zhora is involved in an agricultural business as well. He keeps three pigs and 20 chickens. Together with his mother and wife, Zhora also grows peach, pear, apple and nut trees. Agriculture helps them to have a stable income and cover their basic costs.

Zhora has applied for this loan to expand his farm. With the requested amount Zhora, will purchase two pigs and forage for feeding them. This will help him increase his income and improve the living conditions of his family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 143
    View loans »
    Armenia Loans Fundraising
  • $15,809,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Zhora to pay for two pigs and forage for feeding them.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 11, 2012
Dec 22, 2012
Currency Exchange Loss:
Jun 17, 2014