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Chhoern's Group
In this Group: Chhoern, Savy
A widow living in a rural village located in the Ek Phnom district of Battambang province, Chhoern is 55 years-old and has six children. Chhoern is a rice farmer in the local area and she has been in this business for thirty years to support her family. The current business earns her about 25,000KHR per day and she manages to save about 8,000KHR each day after daily expenses.

Chhoern is a first cycle client with VisionFund while the other member is a third cycle client. Now she is leading her group of two to apply for a loan of 1,000,000KHR each. As the leader, she is going to use her portion to buy fertilizer and pesticide for her farmland, and use a portion of it to spend on labor costs in ploughing the paddy-field. She hopes to grow her rice healthfully and fruitfully so as to make a better living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 144
    View loans »
    Cambodia Loans Fundraising
  • $41,481,900
    Funds lent in using Kiva
  • 4,000.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Chhoern's Group's $500 loan helped a member to buy fertilizer and pesticide for her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 21, 2012
Jan 1, 2013
Currency Exchange Loss:
Dec 17, 2013