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Munira is 40 years old. She is married and has three children. Her husband moved to the Russian Federation because he didn't have steady employment in his motherland. Since her husband left, Munira has been the primary breadwinner for the family. Several years ago, she studied in a dressmaking course and she has experience in sewing women's clothing. Her work habits and experience gave her an opportunity to earn money by teaching a dressmaking course. She has been doing this for three months already and she wants to open her own sewing shop where she will both serve customers and teach several students.

Munira needs a sewing machine in order to open her shop, but she doesn't have the financial resources to buy one. Her husband refused to send her the money, so she is requesting a loan of 1,500 somoni (TJS) to buy a sewing machine. She anticipates your kindness and she is relying only on you. This loan will help her to open her own business, giving her a source of income that will bring stability into her home.
View original language description ↓
Мунире 40 лет. Она замужем и на воспитании имеет 3 детей. Ее муж уехал в Российскую Федерацию, так как на родине он не имел постоянную работу. После того как ее муж уехал, Мунира стала основной кормилицей в семье. Она несколько лет назад обучилась в курсе шитья и кройки и имеет опыта в шитье женской одежды. Ее навыки и опыт дали ей шанс стать тренером в курсе шитья и кройки и таким образом зарабатывать на жизнь. Уже 3 месяца она занимается этим делом и хочет организовать свой бизнес. Она хочет открыть собственный швейный цех, где она будет обслуживать клиентов, а также обучать несколько учеников. Для открытия швейного цеха, она нуждается швейной машинки, но не имеет средства для этого. Ее муж отказался ей отправить деньги для покупки швейной машинки и поэтому она запрашивает займ на сумму 1500 сомони для покупки швейной машинки. Она ждет вашу доброту и надеется только на вас. Это займ поможет ей организовать свой бизнес и таким путем найти источник дохода, который принесет в ее дом стабильность.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 263
    View loans »
    Tajikistan Loans Fundraising
  • $31,829,875
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Munira to buy sewing a machine.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 20, 2012
Dec 21, 2012
Currency Exchange Loss:
Jan 18, 2014