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Ms Maryam, 28 years old, decided to work after completing her studies to support her family to have a better future. She started her own academy two years ago with the help of her sister. Initially, she had 20 to 25 students in different grades; now the number of students has increased. Parents of students are very much satisfied with Maryam's teaching style.

In order to accommodate more students, Maryam needs to purchase furniture for the academy. She contacted Kashf Foundation and applied for a loan of PKR 25,000 to buy chairs, benches and tables for the children. This will create a means of increasing revenue to generate a healthier source of income. Maryam wants to use the extra amount of profit to renovate her house.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 276
    View loans »
    Pakistan Loans Fundraising
  • $17,631,450
    Funds lent in using Kiva
  • 97.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Maryam to buy chairs, benches and tables for the children.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 22, 2012
Jan 1, 2013
Currency Exchange Loss:
Dec 17, 2013