Afenyo is a petty trader in the township of Alavanyo, Hohoe. Afenyo has never been to school. He is married with four children. His spouse is also into petty trading. Afenyo has been in the petty trading business since 2010. He is responsible for paying the children’s school fees and for feeding his extended family. His loan will be used to acquire more goods to fill his shop. He intended to save his new profits from his business to get more capital.