A loan of $3,450 helped a member to buy salads and some Christmas items.


La Ilusiones Group's story

This communal bank is called “Las Ilusiones” and it has 16 members who are in different lines of work among which is clothing sales, store, assorted merchandise sales, bread sales and services, among others. All are from the city of Villarrica.

Monica is a member of this communal bank and in the photo she’s standing in the first row, fifth from right to left, wearing a black and gray jacket, blue jeans, brown shoes; her hair is dark brown and she wears it up.

She has been selling salads for three months. She comments that she sells them from house to house and to her family members. She works every day and her work schedule is arranged according to her availability since her children are still little.

Merchandise she needs she buys in fruit stores where she finds everything fresher and at a lower price which is advantageous economically. She will use the loan to buy an assortment of salads and some items for the Christmas season.

One of Monica’s goals is to have an established site with all permits up to date and to provide good customer service while generating higher income for a better quality of life.

Monica lives with her husband and two children who are 2 and 5 years old. Her dreams on a family level is to provide well for her children and on a work level is to have a site where she can sell other things besides salads.

She is very grateful and happy for the support provided by Fondo Esperanza to invest in her business; she also feels very comfortable in the group she’s part of because very good communication exists between them.

Villarrica is a city in south Chile located in the Araucanía region. It’s a small city but it has all basic and tourism services. It is one of the main service centers for the mountain region and main regional tourism center along with Pucón. During the summer, numerous activities, cultural and artistic events and sporting events take place; it’s also home to innumerable ecotourism and extreme sport adventure options.

In this group: Monica, Arlette, Daniza, Ruth, Maria Eugenia, Juana, Ivan, Maria Teresa, Isolina, Patricia, Miriam, Nicole, Yesica, Paula, Yanitza, Valeska

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Translated from Spanish by Kiva volunteer Polliz



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