A loan of $800 helped a member to invest in working capital and to stock her store with basic groceries such as coffee, shampoo sachets, rice, beans, sugar, milk, bread, soap and eggs.


Dios Es Amor Group's story

The 'Dios es Amor' (God is Love) community bank has nine members who are all adults with families to care for. Between them they have 15 dependent children who are all in school. The members of this group are hard-working, responsible people who know each other because they are all from the same town. They decided to support each other so that they could benefit from a loan.

Bertha is the group coordinator and she is in charge of making sure people make their loan repayments on time and in full. Her business is a grocery store which is located in her home. There she sells basic household products in small quantities such as coffee sachets, shampoo sachets, rice, beans, sugar, milk, bread, soap and eggs. Her aim for this loan is to invest in working capital, stock her business with groceries, and gain more customers. The 'Dios es Amor' group are grateful for the help that Kiva lenders give to low-income people living in poor countries like Nicaragua, helping them to create jobs for themselves.

In this group: Erika Milady, Yessenia Del Rosario, Idalia Isell, Brenda Esperanza, Bertha Del Carmen, Norma Angelica, Carla Isabel, Martha Lorena, Santa Lucia
*not pictured

Translated from Spanish by Kiva volunteer Linda Oxnard



Loan details


Lenders and lending teams



Loan details