A loan of $600 helped to buy children's clothes.

Rosalia's story

Roselia, 24, is a very jovial, enterprising woman who very much wants to attain a better future for her life and family. She’s single and has no children yet; she lives in her mother’s house with her three siblings. Each of them shares the same objective of improving their quality of life.

Roselia’s business consists in selling clothes of all brands, styles, sizes and colors. She heads to the capital every two weeks or monthly to buy the clothes at wholesale and then she resells them to her friends, family members and other known people at credit with installment payments. Since she started the business she’s been working alone; she started five years ago and has seen that it’s very profitable because it generates good income that helps her cover her personal and family expenses. She also sometimes sells shoes and various other articles like toys and children’s accessories.

What she likes about her activity is that it leaves time for her to dedicate to her studies and to do household chores when necessary. Sometimes she’s felt that not knowing how to collect her payments due has been a difficulty but she’s gradually been winning over the respect and trust of her customers who now pay her as scheduled and sometimes even ahead of time. She’d like later on to get a space where she can set up her small clothing store.

This is MFP loan #2 and she’s very happy to know that she has financial support because she’ll feel more secure about being able to advance with her work. She commits to making her payments punctually and feels comfortable in her communal bank because all the members are responsible and mutually supportive. She will use the requested 1,500 soles to buy larger amounts of children’s clothes and will also buy a variety of toys that are in high demand during the Christmas season.

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Translated from Spanish by Kiva volunteer Polliz

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