A loan of $1,125 helped to buy grocery products.

Joany Arlez's story

Joany is 44 and is married with 4 children. He has been a salesman since he was young but, 4 years ago, decided to set up his own shop. His family is his source of motivation and energy and he works every day from 7am to 9pm. His wife also helps him when she has looked after the children and finished her housework. He hopes to see his business grow and generate a greater income which will give his two older children the chance to go to university. Joany faces great challenges in life, and is determined to overcome them. His number one priority is to buy a home for his family, but he currently lacks sufficient resources. He wants to apply for a loan to invest in his shop and generate more income, so he can use part of it as a down payment on his house. He hopes that he can improve his family's financial position and change their quality of life.

Translated from Spanish by Kiva volunteer Janice Crossfield

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