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Nicodème Alain
Alain is a 30 year old married man who has three children. He is a farmer. He has been planting seeds and selling the seedlings in a district of the capital for 6 years. His business is going really well. He has just one problem caused by his limited capital that does not allow him to buy enough seed for planting. This is why he is seeking a loan that will help him increase his stock of seed. He will set aside a portion of his profits for his business and he will use the rest to take care of his family's needs.
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Alain est un homme de 30 ans marié, père de trois enfants.Il est agriculteur. il sème les semences pour les revendre en petites plantes dans un quartier de la capitale depuis 6 ans. son activité fonctionne à merveille. il a juste un problème dû à la petitesse de son capital de lui permet pas d'acheter assez de semences pour planter d'où la nécessité de ce crédit qui l'aidera son stock de semences. Il économisera une partie de ses bénéfices pour son activité et le reste lui permettra de subvenir aux besoins de sa famille.

Additional Information

More information about this loan

This loan is part of ACEP Cameroun's loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.

About ACEP Cameroun

Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.


About Cameroon

  • $2,400
    Average annual income
  • 2
    View loans »
    Cameroon Loans Fundraising
  • $1,299,975
    Funds lent in using Kiva
  • 496.0
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Nicodème Alain to increase his stock of seed packets.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Dec 12, 2012
Dec 20, 2012
Currency Exchange Loss:
Jan 17, 2014