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Barama is a young, 45-year-old married mother of six, all of whom attend school. After her training, she opened a small sewing shop which has been operating for 10 years. She doesn’t have all the material she needs to keep up with her orders and be able to satisfy her clientele in time. This is why she is seeking a loan to buy two secondhand sewing machines, fabric, and small sewing supplies (pins, needles, lining, thread,…) which will prevent her from needing to go to the market all the time and instead be able to sew and sell to her customers. The profits that come from this loan will allow her not only to buy her little sewing supplies to grow her business, but also to satisfy some of her needs as well as those of her small family.
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Barama est une jeune femme de 45 ans mariée mère de 6 enfants, tous sont scolarisés. Après sa formation, elle a ouvert un petit atelier de couture qui fonctionne bien depuis 10 ans déjà, elle n'a pas tout le matériel pour aller plus vite avec ses commandes et pouvoir satisfaire sa clientèle à temps. C'est pour celà qu'elle sollicite un crédit pour s'acheter 2 machines d'occasion et des tissus et le petit matériel de coutures (épingles, aiguilles, doublure, fil...) qui l'évitera d'aller au marché tout le temps, elle pourra coudre et revendre à ses clients. Le bénéfice tiré de ce crédit lui permettra non seulement de s'acheter son petit matériel de couture pour agrandir son activité, mais aussi de satisfaire certains de ses besoins ainsi que ceux de sa petite famille.

Additional Information

More information about this loan

This loan is part of ACEP Cameroun's loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.

About ACEP Cameroun

Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.

About Cameroon

  • $2,400
    Average annual income
  • 3
    View loans »
    Cameroon Loans Fundraising
  • $1,321,250
    Funds lent in using Kiva
  • 496.0
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Barama to buy two secondhand sewing machines, fabric, and small sewing supplies.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Dec 20, 2012
Dec 20, 2012
Currency Exchange Loss:
Mar 17, 2014