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Carlos Armando
Carlos is thirty-seven years old and is single with no children. He lives with his parents in the area of El Jobo, belonging to the Ventanas canton in the province of Los Ríos.

He belongs to the communal bank NUEVO JERUSALEN, which is located in the area of El Jobo in the Ventanas canton. The bank is dedicated to agricultural labor and work with livestock.

Carlos makes a living in agriculture, in the sowing of corn and rice. With the loan, he will be able to buy supplies like: fertilizer, manure, and insecticides to prevent plant pests and illnesses. He will buy these items in the city of Ventanas. The loan helped to increase his income and crop yield.

His dream is to buy land in order to continue planting. In his free time, he likes to play sports.
View original language description ↓
Carlos tiene 37 años de edad de estado civil soltero no tiene hijos vive con los padres en el Recinto EL JOBO perteneciente al Cantón Ventanas Provincia de Los Ríos.

Pertenece a la Ventanilla NUEVO JERUSALEN se encuentra ubicada el recinto EL JOBO, perteneciente al cantón Ventanas se dedica a labores agrícolas y pecuarias.

Carlos se dedica a la agricultura a la siembra de maíz y arroz. Con el crédito podrá comprar insumos como: fertilizantes, abonos, insecticidas para evitar las plagas y enfermedades. Las compras las realiza en la ciudad de Ventanas. El crédito le ayudado para aumentar los ingresos y los cultivos.

El sueño es comprar un terreno para seguir sembrando. En los tiempos libres le gusta hacer deporte.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 81
    View loans »
    Ecuador Loans Fundraising
  • $25,601,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Carlos Armando to buy fertilizer, manure, and insecticide to prevent plant pests and illnesses.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Dec 4, 2012
Dec 20, 2012
Currency Exchange Loss:
Aug 17, 2013