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Kyenzigye Group
In this Group: Paul, James, Tadeo, Deusidedit, Valerian, Bitagase, Deo, Charles, Alinaitwe, James, Matia, Donozio, George William, Raphael, Francis, Zaverio, Julius
This story was given by George William, who is squatting in the front row with a white cloth in hand.

George William is a 45-year-old married man with seven children who are all in school. He operates a bicycle and motorcycle spare parts shop and garage, plus a maize milling machine. George started these businesses in 1992 in order to boost the family income and provide basic needs to the family.

George wants the loan to be able to complete the roofing of his residential house and have a decent home for the family. His family is excited about celebrating the new year is a more descent accommodation since they are considering of inviting some relatives over for the festive season they will have a great time.

George's major clients are residents of his village and the outskirts of Kagadi town where he operates the businesses. His major challenge is the limited capital plus labor force to assist in the operation of the business, as he wishes to expand it and provide employment to school dropouts. George's wish is to see financial services availed to him and his community whenever they are in need of funding for their businesses.

Additional Information

More information about this loan

This loan is part of UGAFODE”s Micro Mortgage Loan program.  Many of these clients are currently renting and these loans allow them to own their home and provide for their families. This may be their first home, or renovation to homes not fit for habitation.  By building and renovating, borrowers who utilize these loans have improved health and safety through a stronger structure and better protection from the elements.  UGAFODE offers these loans to cover essential costs like labour and material so borrowers can provide adequate shelter and sanitation facilities for their families.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Uganda

  • $1,800
    Average annual income
  • 122
    View loans »
    Uganda Loans Fundraising
  • $33,819,275
    Funds lent in using Kiva
  • 2,655.9
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Kyenzigye Group's $3,275 loan helped a member to buy roofing materials for his incomplete residential house.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 18, 2012
Jan 5, 2013
Currency Exchange Loss:
Oct 20, 2013