A loan of $775 helped to increase stock of essential commodities such as milk, cooking oil, sugar and beer.


Flora's story

Flora is 48 years old and lives in the town of Ntungamo in the Mbarara region of Uganda. She is widowed and has four children who are all currently in school. For the past 14 years, Flora has been working hard to manage her retail shop/bar in which sells sugar, salt and cooking oil.

To help expand her business, Flora has requested a loan of 2,000,000 Ugandan Shillings from BRAC Uganda. The loan will be used to increase stock of essential commodities such as milk, cooking oil, sugar and beer in order to attract more customers. It will help Flora to generate greater profits and pay school fees for her children. Flora hopes that in the future she will be able to expand her business into a wholesale shop.

Flora is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Flora who do not have enough collateral for commercial loans but have businesses that have grown too large for micro-loans.



Loan details


Lenders and lending teams



Loan details