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Ms Riaz is a 47-year-old married woman who has been selling stitching materials for 12 years to support her husband. She offers different laces, ribbons, threads, and buttons in different colors. She became popular in her street for providing good material to her customers. Her husband's income is insufficient to meet with the family's expenses. She needs to contribute to the family income to meet the expenses of her household with the educational needs of her children.

She has gradually improved her business with the support of Kashf Foundation. She is in her second loan cycle and applied a loan of Rs. 20,000 to purchase lace, buttons, and spools of threads in different colors. It will improve her earning and enable her to better support the needs of her family members.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 234
    View loans »
    Pakistan Loans Fundraising
  • $17,707,650
    Funds lent in using Kiva
  • 97.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Riaz to purchase lace, buttons, and spools of threads in different colors.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 26, 2012
Jan 1, 2013
Currency Exchange Loss:
Nov 17, 2013