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Lovias is 27 years old and lives in the town of Mbarara in the Mbarara region of Uganda. She is married and has two children. For the past three years, Lovias has been working hard to manage her retail shop, which sells sugar, salt and cooking oil.

To help expand her business, Lovias has requested a loan of 2000,000 Ugandan Shillings from BRAC Uganda. She will use the loan to purchase more essential commodities for her store, such as milk, cooking oil, sugar, and salt, in order to attract more customers. This will help Lovias to generate greater profits and take good care of herself. Lovias hopes that in the future she will be able to start up a big supermarket in town.

Lovias is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Lovias who do not have enough collateral for commercial loans, but have businesses that have grown too large for microloans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,800
    Average annual income
  • 237
    View loans »
    Uganda Loans Fundraising
  • $32,789,100
    Funds lent in using Kiva
  • 2,655.9
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Lovias to purchase more essential commodities such as milk, cooking oil, sugar, and salt to attract more customers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 10, 2012
Dec 21, 2012
Currency Exchange Loss:
Jan 19, 2014