A loan of $1,075 helped to buy windows and door frames.


Zarife's story

Zarife lives in a southwestern part of Kosovo in a minority community. She is a housewife and stay-at-home mother. Her husband works in a warehouse with a very low salary; he is the main source of income for his family. Together, they have a 2-year-old child.

The family is living in unacceptable living conditions. They live in a small house, and during the rainy season and wintertime, they have a serious problem with the insulation from the windows and doors.

Zarife is requesting a loan to buy windows and door frames to improve the living conditions and the family's overall health during the cold and rainy seasons. Zarife is very grateful to Kiva lenders for improving the family's conditions and standard of living.



Loan details


Lenders and lending teams



Loan details