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Mahbuba is 45 years old. She is married and raising three children. Her husband has a taxi service for local residents. Mahbuba is a very competent woman. Thanks to her parents, she graduated and for more than ten years has been working at a school in her region as a primary school teacher. She loves her profession and does her work with pleasure, but she gets a small salary which is not enough to support a family.

In order to learn sewing and cutting, over the summer she took a course and learned how to sew women's national dresses. She plans to organize her own business sewing women's clothing, because there is great demand. In her region, there are few dressmakers and all the women go to dressmakers in the city to sew their dresses.

She is requesting a loan of 1,000 Somoni to buy a sewing machine. She is awaiting and hoping for your kindness. This loan will help her to organize the business and thus improve her living conditions.
View original language description ↓
Махбубе 45 лет. Она замужем и на воспитании имеет 3 детей. Ее муж оказывает услугу такси местным жителям. Махбуба очень грамотная женщина. Благодаря родителям она получила высшее образование и более 10 лет работает в средней школе своего района учительницей начальных классов. Она любит свою профессию и работает с удовольствием, однако она получает маленькую зарплату, которая не хватает для содержания семьи. С целью обучения шитья и кройки она летом обучилась на курсе шитья и кройки и таким образом научилась шить национальные женские платья. Она планирует организовать свой бизнес шитьем женской одежды, так как оно имеет большой спрос. В ее районе мало портних и все женщины ездят в город, чтобы портнихи шили их платья. Она запрашивает займ на сумму 1000 сомони для покупки швейной машинки. Она ждет и надеется только на вас. Это займ поможет ей организовать бизнес и таким образом улучшить условию проживания.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 222
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Mahbuba to buy a sewing machine for organizing a new business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 19, 2012
Dec 20, 2012
Currency Exchange Loss:
Jan 18, 2014