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Rosemary is 45 years old, married, and has six children, four of whom attend school. She lives in the town of Arua hill in the Arua region of Uganda. For the past seven years, Rosemary has been working hard to manage her retail shop, selling sugar, salt, and cooking oil.

To help expand her business, Rosemary is requesting a loan from BRAC Uganda for 2,000,000 Ugandan Shillings, which she will use to purchase more essential commodities such as milk, cooking oil, sugar, and salt to attract more customers. The loan will help Rosemary to generate greater profits and pay school fees for her children. Rosemary hopes that in the future she will be able to own other more businesses that will make her a rich woman.

Rosemary is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Rosemary who do not have enough collateral for commercial loans, but have businesses that have grown too large for microloans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,800
    Average annual income
  • 148
    View loans »
    Uganda Loans Fundraising
  • $33,609,650
    Funds lent in using Kiva
  • 2,655.9
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Rosemary to purchase milk, cooking oil, sugar, and salt.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 15, 2012
Dec 21, 2012
Currency Exchange Loss:
Jan 19, 2014