A loan of $775 helped to purchase milk, cooking oil, sugar, and salt.


Rosemary's story

Rosemary is 45 years old, married, and has six children, four of whom attend school. She lives in the town of Arua hill in the Arua region of Uganda. For the past seven years, Rosemary has been working hard to manage her retail shop, selling sugar, salt, and cooking oil.

To help expand her business, Rosemary is requesting a loan from BRAC Uganda for 2,000,000 Ugandan Shillings, which she will use to purchase more essential commodities such as milk, cooking oil, sugar, and salt to attract more customers. The loan will help Rosemary to generate greater profits and pay school fees for her children. Rosemary hopes that in the future she will be able to own other more businesses that will make her a rich woman.

Rosemary is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Rosemary who do not have enough collateral for commercial loans, but have businesses that have grown too large for microloans.



Loan details


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Loan details