A loan of $300 helped to buy raw ingredients like rice, pork, chicken, and vegetables and other products.

Divinagracia's story

Divinagracia, 61, is a resident of Manila, Philippines. She is a widow and a mother to her children. With help of her children, she is able to manage their household while operating a business. Divinagracia is working hard to continually provide income for her daily expenses.

Divinagracia operates a food stall. In the Philippines, the whole working community and most of the families only eat home-cooked meals during evenings when all of the family members are at home to take part in the meal. This is not only a family tradition, but a matter of convenience and frugal living. It is considered a waste of money and time to cook for one or two people because buying cooked rice and viands cost less than raw food. Her regular customers are her neighbors and the local community. She earns a minimum of 500 PHP in sales every day.

To help her continue business operations, she requests a loan of 12,000 PHP. She will utilize the loan to buy additional stocks of products like meats, rice, vegetables, condiments and seasonings, and frozen food products. She expects a boost in her business income as she expands the business.

Divinagracia hopes her children will have businesses of their own. She faithfully meets with her fellowship members to share stories of her work every week and draw strength and inspiration from her study of the Word of God.

*All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay microfinance loans.

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