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Siraji is 33 years old and lives in the town of Arua hill in the Arua region of Uganda. He is married and has 9 children with 5 of them currently in school. For the past 7 years, he has been working hard to manage his retail shop, which sells sugar, salt and cooking oil.

To help expand his business, Siraji has requested a loan of 2,000,000 Ugandan Shillings from BRAC Uganda. The loan will be used to buy more essential commodities such as milk, cooking oil, sugar and salt to attract more customers. This will help Siraji to generate greater profits and pay school fees for his children and their medical bills. He hopes that in the future he will be able to improve his family's standard of living.

Siraji is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Siraji who do not have enough collateral for commercial loans, but have businesses that have grown too large for micro-loans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,800
    Average annual income
  • 91
    View loans »
    Uganda Loans Fundraising
  • $33,581,250
    Funds lent in using Kiva
  • 2,655.9
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Siraji to buy more essential commodities such as milk, cooking oil, sugar and salt to attract more customers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 14, 2012
Dec 21, 2012
Currency Exchange Loss:
Jan 19, 2014