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Payzula, a decent and cheerful man, is really trying to develop his business, but he hasn't gotten any breaks. He is 49 years old, married, and has two children. His wife is a homemaker and he is the family's only breadwinner. The area where he lives is good for raising cattle and he has been doing this for over five years. He keeps his cattle at home and he has a large garden where he grows hay for them. He sells milk to his neighbors and they are very happy with this natural dairy product.

He used to be able to just barely cover all his expenses, but now his children are growing up and they need more and more. His children want to live in the good conditions of a developing world. In order to provide his family with everything they want, Payzula has to work more to earn a larger income. His health allows him to work strenuously for the growth of his business, but he doesn't have the financial means to grow it. This is the reason why he is requesting a loan for 3,500 somoni. He wants to buy cattle to expand his business. He has motivation and many terrific plans for the future. He is a repeat client and he promises to repay the loan on time. He is relying on your kindness.
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Добрый и веселый человек, которого зовут Пайзула, так старается развевать бизнес, но не имеет возможности. Ему 49 лет, женат и на воспитании имеет 2 детей. Его жена домохозяйка и поэтому Пайзула единственный кормилец в семье. Его местожительство весьма благополучный для скотоводства. Более 5 лет он занимается скотоводством. Он держит скот у себя дома и имеет большой огород, где выращивает сено для скота. Он продает молоко своим соседям и соседи очень довольны от полученного натурального молочного продукта. Раньше он слегка справлялся со всеми расходами, но на сегодняшний день дети выросли и требуют больше благ. Его дети хотят жить в хороших условиях в развивающем мире. Для того, чтобы обеспечить семью со всеми их требованиями, Пайзула должен работать больше и таким образом получать больше дохода. Его здоровье позволяет ему работать усиленно и развивать бизнес, однако у него нет средства для развития бизнеса. Это является причиной того, что он запрашивает займ на сумму 3500 сомони для покупки скота, чтобы развевать бизнес. У него много великолепных планов и мотивация будущим. Он является повторным клиентом и обещает погасить займ во время. Он ждет вашу доброту.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 235
    View loans »
    Tajikistan Loans Fundraising
  • $32,063,325
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Payzula to buy cattle to resell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 12, 2012
Dec 20, 2012
Currency Exchange Loss:
Aug 17, 2013