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Juzumkan is 59 years old, a widow, and the mother of two children. Juzumkan's sons are both adults and one of them helps with running the business. Over the course of preparing her loan, Juzumkan showed herself to be a responsible, scrupulous, conscientious, and enterprising person, with a sense of duty and knowledgable in managing her financial resources and in investing them in the right things. Juzumkan has been in the animal husbandry business since 1982 and it has been the main source of income for the family. She began the business with 500 rubles. As a result of her hard work, her business brings in about 10,000 KGS per month, which serves as the basis for covering food expenses and the family's other household needs.

Juzumkan's business is very highly developed and she has three cows, two heifers, 25 goats, and two sheep. With an aim to further developing her business, Juzumkan applied to Bai Tushum & Partners for a loan of 100,000 som (KGS) to buy bulls and sheep. Juzumkan plans to invest the profit from the loan in further growing her business and she is planning to marry off her youngest son in the spring.
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Жузумкан 59 лет, вдова,мать 2 детей. Сыновья Жузумкан взрослые, один сын помогает ей в ведении хозяйства. За период оформления кредита Жузумкан показала себя как человек ответственные, порядочный, добросовестный, предприимчивый и с чувством долга умеющий правильно вести и вкладывать денежные средства в нужное направление. Жузумкан в качестве основного дохода для своей семьи, с 1982 года занимается животноводством, начав этот бизнес с 500 рублей. Благодаря упорному труду Жузумкан, ее деятельность приносит около 10,000 KGS в месяц, что служит основой для покрытия расходов на питание и бытовые нужды семьи. Жузумкан имеет очень развитое хозяйство, в хозяйстве имеется 3 коровы, 2 нетели,25 коз и 2 овцы. В целях дальнейшего развития своего бизнеса, Жузумкан обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку бычков и овец. Доходы от кредита Жузумкан планирует вложить в дальнейшее увеличение своего бизнеса, в этом году весной она планирует женить младшего сына.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 38
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,873,450
    Funds lent in using Kiva
  • 47.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Juzumkan to purchase bulls and sheep.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 7, 2012
Jan 2, 2013
Currency Exchange Loss:
Dec 17, 2013